Although Sian Suan Cing has only a primary school education, she is a savvy businesswoman with all the knowledge and skill needed to see a small enterprise grow and thrive.
Access to affordable start-up capital has seen her dream become a reality. After acquiring the lease on a roadside tea shop in Kalaymyo, Northwest Myanmar, she took a microfinance loan from the ZMF bank to purchase equipment and supplies.
Sian Suan Cing’s tea shop is popular among locals – especially her Chinese-style fried bread – and she now employs three staff. Her income has continued to grow, allowing her to repay her loan and also to support her two sons to continue their education.
She already has plans to further grow and diversify her business, and is confident of being able to achieve these with access to affordable financial services.
Sian Suan Cing appears on one of two ADC cards that you can use to give the gift of affordable credit this Christmas. For $25, you can make a donation in the name of a friend or loved one and you’ll be able to give them a great card. You can also use the donation to claim an income tax credit.