At ADC, we empower determined, inspiring entrepreneurs in Myanmar through client-focused microfinance. Microfinance improves lives and enables the transformation of households and communities.

Since our inception in 2008, we have distributed more than $3million worth of microloans to 12,000 people.

download our 2019/2020 annual review

How we work
ADC offers microloans to skilled, enterprising communities in Myanmar. These loans act as capital for them to start or grow small businesses. ​​Most of us take access to credit for granted. Yet it is not accessible to everyone.

Poorer people, especially in developing countries, are generally considered to be highly risky to lend to and therefore struggle to access credit from traditional banks. They are forced to turn to loan sharks and pawn shops, which may charge interest rates in excess of 200 per cent per annum.

Credit is a catalyst for economic growth, which enables innovation and technological advance. A lack of credit means a lack of opportunity, which is prevalent in many countries where the economy is stuck in a low growth cycle with high inflation and unemployment.

​ADC works in partnership with the Zozam Microfinance Company (ZMF) in Myanmar. Clients of the ZMF bank include weavers, market stall keepers, butchers, rickshaw drivers, tailors and hairdressers.

​Find out more on our About ADC page.

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