Buying stock for a fruit and vegetable stall can prove to be an enormous challenge for ZMF clients wishing to start or build a business as a grocer. If you cannot afford to buy the stock up front, your only option is to do so on credit. However, high interest rates mean that much of the profit derived from the sale of fruit and vegetables goes to paying back the supplier. A loan from ZMF, at a much lower interest rate, will allow a client to purchase a greater proportion of their stock up front, freeing them from onerous credit terms and enabling them to support their family and reinvest in the business.
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