We’re constantly inspired by ZMF client’s ability to spot an opportunity. When your dream is to be self-sufficient in running your own business, it’s not always a question of selling the most glamourous product but a question of what people need. A ZMF client has identified the demand for locally sold charcoal and plans to start doing so out of her home. However, buying the charcoal on credit would mean much of her profits would be eaten away by onerous interest rates. A loan from ZMF will enable her to kick-start her business and provide a valuable service to her whole community